We are seeking an experienced and detail-oriented Credit Manager to oversee our credit operations. The ideal candidate will possess strong analytical skills and a thorough understanding of financial services, ensuring the effective management of accounts payable and credit risk.

Key Responsibilities

• Oversee the entire credit granting process, including credit risk assessment, loan approval, and collection procedures.
• Evaluate and approve credit limits for new and existing customers.
• Develop and enforce credit policies to ensure efficient cash flow and minimal credit risk.
• Manage accounts receivable and collections, working closely with clients to maintain positive relationships while ensuring timely payments.
• Analyse financial data and trends to forecast credit exposure and recommend strategies to minimize risk.
• Lead, mentor, and develop a high-performing credit team.

Qualifications

• Proven experience in a credit management or financial services role.
• Strong analytical skills with the ability to interpret complex financial data.
• Proficiency in accounting software, including QuickBooks, PeopleSoft, Sage, or similar platforms.
• Experience with data entry and maintaining accurate financial records.
• Excellent communication skills, both verbal and written, with a focus on phone etiquette.
• Ability to work independently as well as part of a team in a fast-paced environment

Benefits and Package

• Hybrid working (2 days in Aston, Birmingham and 3 days remote) may require travel
• 33 days holiday (inclusive of bank holidays)
• Training and career advancement opportunities
• Michelin pension scheme matched up to 6% of base salary
• Life assurance & income protection (as a member of our pension scheme)
• Share incentive plan
• Enhanced maternity and paternity pay
• Employee recognition & long service award schemes
• Employee assistance programme
• Healthcare cash plan options
• Competitive staff discount scheme on a range of products and services
• Discounts on holidays, shopping, restaurants and much more though our 'Lifestyle' employee-benefits programme
• Salary sacrifice scheme